Cheapest Cars to Insure New Drivers
Insurance companies look at new drivers and see chaos in a baseball cap. Statistically, you are four times more likely to crash than a 40-year-old accountant named Gary. Because of this, insurers slap a “youth tax” on your policy that feels like a ransom demand. But here’s the secret: the car you drive can slash that ransom by hundreds of dollars a year.
Insurers care about two things: how much the car costs to fix, and how likely it is to be stolen. A flashy sports car screams “Please crash me and steal my wheels,” while a sensible hatchback whispers, “I’m doing my taxes and don’t make eye contact.” Guess which one gets the lower premium?