How to Calculate My Net Worth
Grab a pen, a napkin, or your phone’s notes app. Start listing everything that isn’t glued down and has value. Your savings account, checking account, that 401(k) you peek at once a year, and even the $50 in your glove box for emergencies.
Don’t forget the big things: the current market value of your car (not what you paid for it in 2018, sadly), your home if you own one, and that guitar you swear you’ll learn to play. Even the $500 in crypto you bought because your cousin said “to the moon” counts—even if it’s currently orbiting Pluto.
I once included a collection of vintage T-shirts in my net worth. The math didn’t add up, but the emotional support value was huge. Value is value, okay?