Cheapest Cars to Insure New Drivers
No matter what car you pick, your insurance will still be higher than your friend who drives a minivan and listens to talk radio. But here’s a secret trick: add yourself as a secondary driver on your parents’ policy if you live with them. That can drop your rate by 40% or more, because insurers think “hey, Dad will stop you from doing a burnout in the Walmart parking lot.” It’s the adult equivalent of being grounded, but your wallet will thank you.
Also, never let your car insurance lapse—even for a day. That’s like writing “I’m a risky idiot” on your forehead in marker. Insurers will triple your rate, and you’ll end up paying more for insurance than for a used Lamborghini (okay, maybe not, but close).
So, go forth, young speedster, and buy a car that makes insurance companies yawn. Your bank account—and your ability to buy gas—will thank you. And remember: the cheapest car to insure is usually the one your grandparents drive. Embrace the beige. Your future self will high-five you.