How to Transfer Money from Bank to Bank of America
Now, if you’re moving big money—like, buying-a-car or paying-for-wedding-venue money—a wire transfer might be your best bet. This is the bank-to-bank express lane. You go to your original bank (in person or online), give them Bank of America’s routing number and your account number, and they send the cash directly. It’s fast, usually same-day, but it costs a fee—anywhere from $15 to $30, depending on your bank.
Bank of America. Sending a manual bank transfer (Guide) | Tenderdolls
Here’s the ironic part: banks still call wires “secure,” but you’re literally telling a teller to move your entire savings. There’s no test deposit, no verification. It’s like handing someone a wad of cash and saying, “Please don’t lose this.” But it works. I’ve done it once for a down payment and held my breath until the money appeared in BofA. Spoiler: it always appears.