What Car Is Cheapest Insurance for New Drivers
Once you’ve picked your glorified washing machine, you must shop around. Use comparison websites, but always check with Geico, Progressive, and State Farm directly. They sometimes hide the good deals. And for the love of all that is holy, do not buy collision coverage on a car worth less than $5,000.
If your car is old and cheap, dropping collision coverage will cut your premium in half. Yes, if you crash into a tree, you’ll be eating the cost of your own dumb mistake. But a $2,000 beater is cheaper than $2,500 in extra insurance premiums over two years. Math is a beautiful, cruel mistress.
So there you have it. Go buy a beige Corolla, a boxy Fit, or a sad minivan. Your wallet will thank you, you’ll save enough for tacos, and you can finally afford to actually drive without crying. Welcome to the road, rookie. Keep your eyes on the road and your premiums on the floor.